money..money..money..

nk ngadu2 sketlah. ngadu kt saper pun tak tau tp just nk sesi luahan perasaan lah kot. money matters lah ni. mmg betul org kata makin besar periuknya, makin besarlah keraknya kan. and I think this month is the worst. bulan ni banyak betul guna duit plastik. dhlah semua kad2 tu bukannya banyak sgt balance yg boleh guna sbb mostly ada zeropayment skim. semua payment tu utk sethn so boleh bayang lah braper banyak aku bur bulan2. tahun ni sebenarnya mmg perit sket. harap2 bila dh abis utang2 tu by end of this year bolehlah bernafas sket kan?

ada 3 CC yg kitaorg guna utk 0 interest ni. tp sebenarnya tu x ada masalh sgt sbb mmg kami dh allocate duit untuk bnd2 tu. cuma bulan ni terperanjat beruk lbh sket sbb dpt bil TNB 500, cukat pintu dkt 400, TM dkt 300. bukan ada tunggakan apa tp tak taulah semua dtg serentak. yg hampeh tu, bil TNB bulan lepas 25 ringgit jer. TM plak sejak kami sign up, ni 1st time byr bill. cukai pintu plak, masa nilah dia nk smpi.tu aku muskel, apsal duit belanja hari2 utk bulan ni mcm sket. harap2 bulan ni bill yg bkl sampai ni x memeranjatkan aku ler, klu tak poning makcik. lglah ujung bulan ni nk pegi penang, my bro nk tunang. tapi, bila tengok dr sudut lain..tuhan nk suruh aku berjimat, takpun banyakkan amal jariah agaknya. yalah, kata gaji dh naik sekali ganda tpi macam tak rasa jer.every month ada je bnd nk nk disettle.

Mr. S dah naik DS51, cam aku, so ada pertambahan rezeki lagi. harap2 I will manage the money efficiently. Tak naklah in debt dgn CC banyak sgt. dulu2 kitaorg ada 2 je cc, aku ada satu, Mr.S ada satu. dua2 maybank ngan kredit limit mmg ciput. masa kt uk, I managed to clear off all the debt. mmg masa balik tu rasa lapang giler, x ada utang tak ada apa. savings kt tabung haji aku dah buat untk renovation rumah. tp tulah bila dh start renovate rumah, macam2 kos ada maka bermulalah upacara menggunakan CC secara berleluasa tapi still berhemah. tapi skrg ni banyaklah kitaorg nk buat kt rumah ni. still nak budget jugak. sbb bz ngan keje opis, tak sempat nk plan betul2 lagi. tp the plan... by raya, semua yg nk dibuat akan siap, I'Allah.

tak apalah.. mls nk citer panjang. yg penting lps2 ni mmg aku monitor betul2 perbelanjaan kad kredit ni. belanja mmg tak kot I'Allah tapi just nk max the payment supaya cepat2 sket semua clear. tapi nk byr banyak2 pun x leh jugak. nnt tk ada duit nk belanja plak, kannnn. Mr. S mmg tak penah amik tau urusan duit2 ni semua. He trusts me 100% to manage our money. tu yg setiap kali dia nk beli barang (pls note brg2 dia semua super duper mahal) kena ngendeng aku dulu.

bz nya saya

ish..ish... my 'stereotype' statement: asyik ingat nk update tapi tulah dok bz manjang, huhuhu. Serious, tak sempat nk update blog. Ingat nk tulis kt opis but the moment masuk my opis mmg tak ada masa nk tulis. keje tak abis2. ini sem baru dh mula, lglah tak ada masa. bila dh smpi umah, lglah aku mcm lipasa kudung sampailah myCC falls asleep. klu dia tidur awal oklah tp like tonight. I don't know what has gotten into her. dia punya hyper active, masya Allah. aku rasa mesti few bites banana cake yg aku suap dia td. lesson to be learnt.. never feed her something sweet. aku ingat coklat je yg boleh bagi dia hyper active.

tiba2 rasa ngantuk yg amat ni. alahai... br nk start tulis dh x ada mood. tak apa aku cuba paksa jugak. MyP dh mula sekolah ari ni. alhamdulillah, dia tak nangis. risau jugak tp I guess sbb dia dh besar sket. ada jugak sedih2 mula2 tu tp dia tahan. aku as usual, lps antar dia masuk kelas trus kluar tp si bapaknya duk melayan/ meleweh kt dlm kelas tu temankan myP. dah masuk std. 2 pun nk kena pujuk2 lg. the funny thing was... budak2 lain tak ada pun parentsnya meneman. nmpk sgt my anak bujang ni manja terlebih. the main diff between sekolah kt uk ngan sini is the money. sgt berbeza. bila aku congak2, dekat rm2k nk kn bayar utk his skool. itu termasuk fees dialah. tulh, saper suruh gatal antar kt private skool. stationary plak... dia nk semua transformers. bapaknya plak tak nak beli yg pirate2. nk kn original; merchandise. hahh kauu... amik. school bag je dh 100. ish..ish.. manalah ubat kt kepala ni tak main banyak2. agaknya the next 2,3 yrs dh putih semua kepala aku. oh tidakkkk

psl myCC, at 8 months I think her progress is quite fast. believe it or not dia dh pandai on her own, w/out support/holding at anything. klu ikut since Nov kot tp 2,3 ari ni mmg dh stable abis. aku kira tadi..she can stand steadily about 10 - 15 s which i think lama lah jugak. and dia dah tak suka dlm walker dia. her movement is limited lah tu. also, dh ada gigi sebijik kt blah bawah. suka gigit org & sakit plak tu klu dia gigit. dia dah pandai salam & kiss klu disuruh. so cuuttteee. Betulllll. yg lg best, klu pegang phone dh pndi letak kt telinga tu. tp sempat lagi sumbat phone tu dlm mulut2. budak2 ni semua bnd masuk mulut.

last but not least our BM house. very slowwww progress. tp harap2 by end of this month boleh masuk. bnyk bnd dh install... klu ikut boleh dh nk duduk tp kt porch blum siap completely. lgpun ada banyak bnd2 kecik nk di touch up.

oklah. aku dh super duper ngantuk. bbbaabbababai

Macam-macam ada Part 1

hmmm... susahnya nk update blog skrg ni. I thought when scored is over, banyak lah free time. I was totally wrong!!. macam2 benda nk citer tapi keje scored tak abis lagi tp hopefully, the next few days bolehlah settle. Itupun bnyk bnd aku buat sndr. nk tunggu info dr org lain, I wonder bila boleh abis. anyway, biarlah. at least I am happy sbb bnyk bnd scored are my effort solely. With jut a little instruction, I managed to finish the task. Lagipun..I mmg suka keje2 clerical, secretary ni, hehheh. The new semester plak begin next week. tambah lagi new task.

apa nak citer ek..

Citer 1: Finally, I got the long awaited letter. My appointment letter as the sr lect, alhamdulillah. The interview was about 1 month ago. After more than 9 yrs b'gaji ciput, huhuhuhu dpt merasa gaji besar sket. tp nk smpi ke tahap ni, mmg not an easy & pleasant experience. tp suratnya br dpt tadi. bnyk paperwork nk kena complete. I actually owe an entry about my journey since I joined until 2day. tapi tulah...bila ntah nk citer. tunggu2 jelah yer. MyD plak...hopefully soon. tunggu senate letter from soton dulu, then br boleh proceed.

Citer 2: The BM progress. currently tgh buat renovation kt porch depan. major works dlm umah dh siaplah. tp keje remeh temeh banyak jugak. klu diaorg buat keje consistent, hopefully by the end of this year dh boleh masuk. tapi my mom advice lah plak jgn pindah umah waktu bulan muharram & i'll listen to her advice. mls nk cari nas/dalil knp except just listen. myD pun ok bila aku cakap kt dia. so, we'll move in i'allah after mid of jan next year. anyway, mmg satu rahmat bila dpt appointment letter td sbb duit dh makin menyusut, yet ada bnd lagi yg nk dibuat but tak ada budget. bolehlah cover2 sket kan. klu dpt backdated, dble alhamdulillah :).so, skrg mmg very careful with the money flow. every single cent counts. MyP pun dh nk masuk drjh 2 next yr. sekolah kt sini lain mcm kt uk which is semua free. fees, buku dll semua dh almost 1.5k. mmg betullah statement, semakin besar periuk semakin tebal lah keraknya. I just need to plan the expenses & spend wisely of course... But, since coming back from UK, my shopping is desire is so huuugggeeee but still controllable, hehehhehe.

Citer 3:My kids.. since MyD went outstation for a week. The eldest makin manja. Normally, ngan abah dia ajer. MyCC tu x payah cakaplah. anywhere, anytime..ummi aje. she is so different to her bro. she will be turning to 8 mnths in couple of weeks yet dia dh boleh berdiri on her own. I guess tak lama lagi boleh jalan on her own lah tu. oo...dia sgt aktif yer. seriously.... semput dibuatnya. One thing I love about her is the way she eats. She can eat the porridge that I cook for her easily, unlike her abang. bercinta nk suruh mkn when he was at her age. few days ago we went to KLCC & i bought her jar food. Guess what?? She didn't like them at all!!Ummi kena masak slalu lah ni. MyCC is such a lovely girl.. I really love to see when these 2 siblings playing 2gether. full of laughter & I think MyCC has the sweetest smile. Oh waitt, I remember MyP's teacher once told me that she liked to see MyP's smile, very sweet.

Suddenly i lost my mood to write anymore. Blame it to MyD.. he is the one who spoiled my mood. The truth... my PMS is around the corner & the mood swing is already attacking me.....

Hopefully tomorrow I can continue my macam2 ada part 2 story with pictures of course. I left the cable & the card reader as well at the office...bubbye